Powering a better way to
pay for benefits
Connecting the broken pieces of employer-sponsored healthcare into a unified system that drives down costs and accelerates engagement.
200+
benefits
We turn your policy into an
intelligent, flexible and personalized
benefits experience.
Our products
PAYMENTS - Real-time, policy-powered payments with smart cards
NAVIGATION - AI Assistant that delivers 10x benefits engagement and utilization
MARKETPLACE - Choice and flexibility, tailored to your budget and region
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Choose how you want it delivered
The complete standalone Fijoya app
Or a fully white-labeled backend powering your own platform
All products can be combined or used independently in either model. Flexible pricing per user and per transaction.
Example
Payments
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Why Fijoya?
Delight your employees.
Lose the administration.
Lose the administration.
Navigation
Tools
Tools
Flexi-ben platforms
Benefits discovery
Employees choose what they want
HR and benefits GenAI-assistant
Personalized recommendations
Proactive communication
Eliminate admin burdens
Plug-and-play
Thousands of options
Easy payments (No reimbursements)
Unspent funds return to your budget

A connected benefits experience
where everyone saves.
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Faster, smarter, safer benefits solutions
10x engagement and utilization
Cut your admin and costs
